Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.
'First-time investors, busy professionals, NRIs and those with modest sums looking for curated strategies may find FoFs especially appealing.'
It's tax returns season. Ask our tax experts Mihir Tanna, Hardik Parikh, Tejas Chokshi and Sanjeev Govila.
While managing rising EMIs can be challenging, the right strategy can help individuals can ease their financial burden, says rediffGURU and financial planning expert, Colonel Sanjeev Govila (retd).
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
rediffGURUS Hardik Parikh, Tejas Chokshi, Mihir Tanna and Sanjeev Govila answer your tax related queries.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
RediffGURU Mihir Tanna broadly lists the ITRs to be filled by individuals having income from salary, house property, capital gain, business and other sources.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) will answer your personal finance-related questions.
'TMFs trump FMPs and FDs when it comes to investing in a high-duration product.'
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Understand the pros and cons of SGBs before rushing to invest in them based on past returns.
Post your financial planning queries for rediffGURU and financial planning expert, Colonel Sanjeev Govila.
'Use this money to build an emergency fund if you do not have one.'
'Gold prices thrive on volatility and more so when the stock markets trend downward.'
rediffGURU and financial planning expert Colonel Sanjeev Govila will answer your personal finance-related questions.
The self-employed should invest in the National Pension System, a government-backed, low-cost retirement avenue where they can choose the mix of debt and equity that is right for them.
Begin by creating a household budget. Involve all family members in the exercise and cut costs wherever possible.
Missing the deadline for filing Income Tax returns can lead to consequences.
Instead of only focusing on the tenure for which the best interest rate is available, investors should also focus on their own investment horizon.
'Comparing the rates of interest with PSU banks, the three- and five-year time deposit rates of the post office are more favourable.'
If the credit card is not used judiciously, it can cause havoc with one's personal finances, warns Sarbajeet K Sen.
For women, it is important to build an emergency fund and a financial independence fund independent of the couple's joint goals and plans.
When we are unwell, we consult a doctor, take a prescription, and then buy medicines from a chemist. In finance, too, it is best to keep investment advice and product purchase separate, suggests Bindisha Sarang.
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances